Key Features

LendingWise combines a CRM, loan origination system, servicing platform, draw management and fund management in one cloud platform. Below is what it does, grouped by area. Items marked Add-on are paid additions to your plan; Ask to enable means it is off by default and our team switches it on for you.

Core platform

Feature	What it does
Web forms (quick & full app)	Smart, customizable applications that ask the right questions and request the right documents for each loan program. Every branch, broker and loan officer gets their own links and embed code.
Branches	Sub-accounts for net branches, correspondents, affiliates or business lines — each with its own users, originators and branding.
Users, roles & permissions	Separate portals for back office, branches, loan officers, brokers, borrowers and investors, with per-user permissions and status-based edit rights.
Loan programs & guidelines	Your own programs and eligibility guidelines (rates, points, LTV, LTC, ARV, states and more), with warnings when a deal falls outside them.
Required docs	Document checklists that build themselves from the loan program and deal details, with conditions, statuses and a borrower upload portal.
Workflows & file statuses	Your own statuses, sub-statuses and workflow steps, with hard stops that keep a file from moving forward before it's ready.
Automation rules	Emails, tasks, webhooks and status changes triggered by status, sub-status, workflow steps and dates.
Pipeline & reports	Search, filter, customize columns and export your loans; dashboards and KPIs.
CRM & communication	Contacts, broker and borrower lists, bulk email, tasks and calendar, and a Loan Inbox on every file.
Document library & templates	Built-in industry forms, Doc Wizard templates from Google Docs and Sheets, and custom documents.
Lender Marketplace	Match a deal against lender and investor programs, share it through a deal room, and compare the offers that come back. See Lender Marketplace.

What's been added recently

Area	Highlights
Origination	Redesigned loan file, Smarter Loan Sizing, Send to Lender, Pricing Engine & Quote App.
Documents & e-sign	E-Sign with no outside subscription, e-mail templates shared with your automation.
Automation & AI	Status hard stops, status-based docs and workflows, required-doc conditions, custom field rules and formulas, AI Document Review (Ask to enable).
Servicing	Servicing 3.0 (Add-on) with ACH collections, loan actions and approvals, portfolio reports, a servicing borrower portal and notifications; Draw Management with Trinity inspections.
Portals & branding	Custom domain white labeling with automatic certificates.
Help	A searchable User Guide built into the app, linking every section to the real screen.

Fund management

📘
Add-on
Fund Management, the Investor Portal and Capital Raising are an add-on. Contact [email protected] to enable them.

Run your fund on the same platform as your loans. Interest your loans collect in Servicing 3.0 flows to the right fund and investors automatically, on a permanent double-entry ledger that reconciles to the cent.

Feature	What it does
Evergreen & closed-end funds	Open-ended funds with unit-based NAV, or a fixed pool with commitments and capital calls.
Investors & capital	Investors, entity sub-accounts and contacts; contributions, commitments and capital calls.
Deploying into loans	Allocate each loan's funded principal across funds, investors or your balance sheet, with a rate and a capital-stack position (pari passu, senior, mezzanine, junior).
Distributions	Income runs, return of capital, preferred-return waterfalls and reinvestment (DRIP), reviewed as a draft before posting.
NAV, fees & redemptions	NAV strikes on your cadence, management fees, a redemption queue and write-downs.
Reporting	Fund dashboard, investor statements, and K-1 and 1099 summaries.
Investor Portal	Investors log in to see their own positions, statements and documents.
Capital Raising & Offerings	Publish an offering page, capture investor registrations and soft commitments, then approve and fund them. Supports Rule 506(b) and 506(c) raises.

See Fund Management Setup and Fund Management & Investors.

Integrations

Every integration is configured in the Integration Hub and ordered from the loan file, with results filed back onto it. See Integrations Overview.

Category	Vendors
Credit	MeridianLink & Xactus tri-merge and soft pulls; Acqualify soft credit screening with no SSN
Flood certificates	Cotality; ServiceLink (beta)
Appraisals & valuation	Cotality appraisal ordering through Mercury Network (beta); AVMs; Property Analytics (Ask to enable)
Legal & closing documents	Lightning Docs; DocLab by Private Lender Law
Construction draws	Trinity draw inspections and feasibility reviews
Accounting	QuickBooks Online
Document storage	Box, Dropbox and Google Drive
Your own systems	Open API & self-serve API keys, Lead Posting and Webhooks

See What's New for the full dated list.

Security

Your data is hosted in the United States, encrypted at rest and in transit, and you own it. See Data Management, Security & Privacy.

📘
Not seeing a feature?
Check three things in order: is it on your plan, is it switched on in your company settings, and do you have the user permission? See Plans & Billing.